Not trying to start a photography business, however I take some decent photos and some people have asked me to do some work for them. I am a nurse and my wife has a good job, I have no plans of starting some photography business as I work and have 3 kids. I really enjoy utilizing my camera and have fun with my kids, I could see myself freelancing for some friends or friends of friends. This is more of a side gig, at this point compensation is pretty minimal bordering on bartering, but in the world we live in I have a question on liability. Since this is only an occasional thing I had no plans on getting any sort of insurance or anything, so is it wrong to have people sign a liability waiver just in case something were to happen? I mainly shoot outside, we have a nice rural yard with a barn and I could hardly see anything happening, but I am sure many have thought that and somehow someway someone was trying to sue for something? Just curious, I guess I am laying out 3 options; get insurance (was not wanting to go this route as its a pain for the small amount of work I plan on doing), sign a liability waiver stating I am not liable if something were to happen, or neither and assume that it is a simple photo shoot in a yard and that unless some act of God comes and blows a tree on us or a barn down that I should stop worrying? Thanks for any input. Johnny