yes, my credit history is kind of sad. i've been fucking around for a long time, though, and finally started caring in the past few months. my goal was just to get above 700.
699? are you kidding me?! it was like FICO was doing it just to destroy my self worth and ambition. then, as you can see in may, when i bought my car it plummeted. i guess an extra $21k of debt doesn't look good when you're already in the hole five digits.
BUT! i checked it today, and lo, 705! and i just paid off the rest of my capital one card with most of my OT check ($281), and when november closes i should have around $500-$600 excess to send off to the next asshole in line.
i love results.
edit 2/27/13: came back to look at this when someone added it to their favorites. for the record my credit score is now 795. just bought our first house a few months ago. now to push for 800! ;)