PRO

223/365 - my bank sucks

so. i went to use my card today at the grocery store and it gave me a "not authorized." so i tried to get cash out of the ATM instead, and again, it wouldnt work. upon calling my bank... we'll call it "mank mof mamerica" they told me my card had been canceled, and a new card had been issued over 2 weeks ago.

 

so after an hour of so of going ballistic about identity theft, i was able to get someone to tell me that a 3rd party, that the bank couldnt disclose to me, had reported my card compromised. the bank proceeded to cancel my card, without notifying me, and sent me a new one... my old would work for 2 weeks, while they sent me the new one.... the new one never came... so after 2 weeks... my card was just turned off... me knowing nothing of the whole process.

 

so i dont know who canceled my card, and i have none to use until (god willing) wednesday when they are going to "rush" another replacement card to me.

 

ps. this is my only financial means... i have no other credit cards. UUUGGGGHHHH!

 

most frustrating part: the first waste of life that i talked to on the phone actually said this to me after i explained my problem:

 

her: ok sir, now i have to...ask you some security questions [pause]... to verify you are the card holder... [long pause] ... ok, how may i help you sir?

me: um..... are you gonna ask me the questions?

her: oh.... oh, yeah i will do that now first.

 

 

.....please weather hold up tomorrow for the flickr meetup im going to... i need something fun to happen.

 

365 - 5.16.09

  • Christina 6y

    Oh I'm so sorry for all of your bank drama! That truly sucks.
    I've never had any issues with my bank... we'll call it "mells margo"
  • girlwiththefro 6y

    that really sucks...banks are dumb. I really like the red contrasting against the whole shot though :)
  • Jayne Jancys 6y

    That's terrible!!
    I'm so very sorry!
    Great capture though
    & have fun at your meet up :)
    Crossing my fingers for good weather!
  • Sarah 6y

    Crappy!!! I've heard lots of stories like that with the big banks. I would be lost without my debit card also, so I can see the frustration! I hope the Flickr Meetup works out for ya!
  • Broken Toy Shop 6y

    Wow, that is extremely shitty.
    You should move your accounts to another bank.

    I hope the Flickr meetup was cathartic.
  • Kats 6y

    Ok, it was me... ;)
  • dart_75 6y

    Banks really suck sometimes. The roleplay you shared at the end is SO typical unfortunately. Hope everything works out. I like this shot though - it's cool the way the background extends the wrinkles in your forehead...
  • KMed Photo 6y

    You look tired. ):
    I love the photo though!
  • iammacgirl PRO 6y

    Sorry about the bank woes... they really can be very dense at times... makes me wonder ... they charge countless fees and yet, when you ask for explanation as to some of their codes their own employees have no clue. Hope things got sorted.
  • JLovely (DisRunner) PRO 6y

    banks suck...especially that one. they hate me too apparently and did almost the same thing :(

    --
    Seen on your photo stream. (?)
  • Consumerist Dot Com 6y

    Hi, I'm an admin for a group called www.flickr.com/groups/63543126@N00/, and we'd love to have this added to the group!
  • Nicholas Montes 6y

    This is why I bank with JPMorgan Chase.
  • Team Bundle 5y

    Thank you for making this creative commons! We loved your photo so much, we're using it to illustrate a story called "Credit card rewards: 4 new traps" Check it out here: http://www.bundle.com/article/DebtsCredit-CardsCredit-car...
  • katie.communitysherpa 5y

    Thank you for making this a creative commons photo! I really like what you did with the color here! This picture was a perfect fit for a blog I wrote on holiday spending and when and when not to use your debit card. I used it, with attribution to you, of course. We'd love it if you'd take a look at the blog and even possibly comment on your experience.

    blog.carringtoncourtcamapts.com/

    (I bank with the same bank, and believe me, I know your woes. I had a similar situation occur).
    Thanks again!
  • rightstartlending 5y

    Hi there, great photo and thanks for sharing. We used it on our credit card debt relief blog.

    Cheers!
  • Holly 3y

    Thank you for sharing your photo and story... I will be using both in training I am developing for those who are employed to detect and deal with these type of siuations. It is a brilliant piece which can hopefully be used to prevent others from experiencing the same service.
  • David Bederman 2y

    Your frustration really came through in this great pic bro! Used it on the blog: livingaha.com/how-to-be-happy-when-you-feel-like-shit/ Thanks!
  • Erin Martell 1y

    Hey cool picture! We used it on a financial advice blog: www.goldbachlaw.com/blog/2014/06/26/bankruptcy-and-your-c...
  • Krista Barnett 6mo

    This is surely a best content that I have never seen anywhere.Make money vegas
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Taken on May 16, 2009
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