my 27th secret is a secret because i'm ashamed of it, but here it goes. i've got $13k in credit card debt, mostly racked up years ago from a combination of foolishness and being broke. thankfully i at least have decent APRs.
saturday i sat down and thought for a while and came up with a snowballing way to get it all paid off in 25 months. november will start my countdown to freedom and my reintroduction to being broke—30% of my gross income is budgeted to my debt.
my credit score has been hovering at 690 for a while. i'll starve if i have to in order to get it well over 700. i've got plenty of fat supply to live off of.
10/26/08 23:11
update 6/29/09: in the event more consumerist people pop over here, i'd like to redeem myself and point out i've since gotten down to $9k (haven't been trying as hard as i should, i admit) and hopped over 700.
update 12/6/11: some problems popped up (as they're wont to do), but the debt's almost gone now. my credit score is currently 750 and going up. :)
icemanuk, pasharazzi, quantenmechaniker, spurfer, and 5 other people added this photo to their favorites.
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Yoshi 2000 45 months ago | reply
great too, nice picture
cmcbrown 42 months ago | reply
I love this shot!! Used it in 2 blog posts about Black Friday and Cyber Monday:
brandandmarket.com/black-friday-results-online-way-up-in-...
brandandmarket.blogspot.com/2009/12/retail-sales-black-fr...
Thanks for making it creative commons!
JacksterD 34 months ago | reply
Hi, I'm an admin for a group called Credit and Debit Cards, and we'd love to have this added to the group!
Eurocrat MT 14 months ago | reply
Usually students go broke with credit card debt. This image conveys the desperation. I am using this image on the blog post 5 Ways To Manage Your Credit Card As A Student on my blog MT Herald. Thanks for the Creative Commons License.