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Welcome to your member-owned financial institution

The mission of Carter Federal is to provide value through all stages of life to our members and their communities. We are able to do this by offering members quality, convenient services for savings and credit needs within a sound financial institution.Carter Federal is a full service financial institution, offering a host of convenient services like checking and savings accounts, online eACCESS and more. We’re sure you’ll like lower interest rates on loans to higher earnings on dividend accounts available at Carter Federal Credit Union.