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Quint Cobb & Associates specialize in Residential and Commercial Financing, Investment Planning and Mortgage Relief Assistance in all 50 States.
Our team of mortgage analysts, attorneys, negotiators, processors and underwriters are chosen from the top 1% of their industries.
We are dedicated to providing our clients with the absolute best financing options by delivering individualized service, unmatched loan approval percentages and unparalleled lending flexibility and speed.
Quint Cobb & Associates have access to the power and speed of a direct banking line that has not been paralyzed by the losses and toxic loans that crippled the rest of the industry.
Quint Cobb & Associates also have the flexibility to broker to all remaining lenders (with tier one pricing and FHA backing in all 50 states).
We pride ourselves in our Underwriters (and the relationships and direct communication we maintain with them) to assure the highest loan approval percentages, loan processing speed and overall loan pull-through ratios possible.
Quint Cobb & Associates specialize in FHA loans, Short Refinances, Conventional, Jumbo and Commercial Loans, Residential and Commercial Loan-Modification Assistance, Short Sale Guidance and Investment Planning.
Our team pride themselves in providing cutting-edge market information and analysis.
We have the unique ability to provide analysis across markets and property types. In addition to their reports and publications, information can be packaged to meet specific needs of investors by property type and submarket.
Clients are informed of the latest market trends and real-time data on buyer demand, pricing and local markets. We assist our clients in measuring the performance of their properties and look for new opportunities to maximize returns.
Our professional experience and knowledge will enable you to clearly and quickly identify a course of action that delivers maximum value to your company or to your individual portfolio (whether you are a Homeowner or a Realtor or Mortgage Professional looking for a home for your financing needs in all 50 states).
Mortgage Relief Services
Mortgage Relief Service is the process of achieving change in the loan contract agreed to by the lender and the borrower. The mortgage relief services getting attention now are those designed to reduce the principle balance and or interest rate and payment on homeowners mortgages.
Homeowners that are interested in either reducing their principle balance and or interest rate and mortgage payment (whether they are delinquent on their mortgage or not) should request professional mortgage relief assistance.
Homeowners are unlikely to get such a change unless they ask, and homeowners should also make the investment required to make their case as clearly as possible and most importantly seek professional assistance to insure the most favorable outcome possible.
The stakes are very high: your house and your credit.
In most cases, the decision on mortgage relief is not made by the firm that owns the loan. It is made by a firm servicing the loan under contract to the owner. The owner could be a single lender, or it could be a group of investors who own pieces of a mortgage-backed security collateralized by a pool of loans. Every servicing company and every lender has different guidelines that they follow when it comes to signing off on mortgage relief. This is why working with a professional and experienced mortgage relief servicing company is essential.
Whoever owns the loan (whether it is a lender or a group of lenders), the servicing firm is contractually obligated to find the solution to payment problems that will minimize loss to the owner. If the lowest-cost solution is a mortgage relief agreement, that's great -- everyone involved prefers a mortgage relief agreement instead of a foreclosure. But if a foreclosure would generate lower costs for the owner, the decision will be to foreclose. The cost of foreclosure to the borrower does not enter the decision.
Yet the decision is far from cut and dried, and it can be materially affected by whether and how the borrower presents his case.
That is why homeowners faced with this prospect, whether they are delinquent or not, should request professional Mortgage Relief Assistance.
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- Name:
- Quint Cobb
- Joined:
- April 2009