rothwell_neil 10:01pm, 2 March 2008
Previous owners insurance runs out next month and I am looking to re-new. Previous owner can't find the survey that he had done and without this present insurance company will not transfer. Quote is very reasonable at £130 per year with craft insure however lack of survey is an issue. Has anyone managed to get insurance without a survey report and who with?
Skykomish E29 11 years ago
Try Curtis Marine I insured with them when I bought the boat. I only had a three year old survey from the previous owner and the insurance company that they came up with didn't ask for one. (Navigators & General) Tel 01752 485090 My insurance was £105.00 fully comp for year round in commission total value insured for was £4500 . this gives £3,000,000 third party liability indemnity with £50 excess
Pretty good I think.
Admittedly that is moored in a marina, swing moorings can be dearer.
busy home [deleted] 11 years ago
Basic boat liability (dirct on web not through broker ) £70 third party.
rothwell_neil 11 years ago
Chille
Any ideas on who this was, am struggling to get a quote without a survey even with the agents that Malcolm recommended and can't get a surveyor to attend when we pull the boat out to move her so in a catch 22. May have to go with third party until can organise a survey as marina insist on insurance for some strange reason!
santalars 11 years ago
You can try "Hamburg Yacht Insurance" at www.schomacker.de (site available in english also).

As no Irish insurance wanted to insure my boat on that swinging mooring they did and they just asked for some photos and type detaills - so no survey required. I've paid €180 for the first year and will have to pay approx € 250 for the following years (approx £166).

There's everything included, including racing and it's valid for the whole year, means not seasonal.
Skykomish E29 11 years ago
That is really good if as you say it includes Racing as well I know Norman found adding Racing liabillity became really expensive.

Most marinas insist on a minimum third party liability of £1,000,000
incase you run into one of those sunseekers that permanently stay moored to the quayside.

Sorry to hear that you had trouble with my insurance company, as I said they weren't interested in seeing my survey and then it was three years old. you aren't trying to insure the boat for too high a value are you? I know a boat near me had this problem and was looking at not only getting a survey but renewing the standing rigging too, until he dropped the value that he put on the boat , then suddenly no problem... no survey.... no standing rigging replacement this was for a Nicholson 31 which he valued originally at I believe £12,000
rothwell_neil 11 years ago
Lars
Thanks for that, have applied on-line and will keep you informed, also tried the agent that Malcolm recommended and expect an answer tomorrow. Only trying to insure for £5,000 so not going for too much. I can insure the boat on-line with Craft Insure but although they don't ask for a survey the small print says only valid with one!

Cheers
Andrew Curry 11 years ago
Bishop Skinner will insure fully comp without a survey. But they will ask for recent photos of the boat. They might be worth a try. Tel 02075665800
Tocviria 11 years ago
Santalars . That price you pay is a full risk Insurance or only third party? Antonio
busy home [deleted] 11 years ago
Go to basic boat liability on line. sidcup kent.
Enter your details
go for catogory 2 tidal waters
enter your card no,.. £69 when not through broker..
Press go
print cover note.
relax job done..
santalars 11 years ago
Antonio, that is full risk . Third party only would have been cheaper.If you are interested I think they would insure in Spain also. They have also an offer for a sea accident related personal accident insurance.

However I don't want to make too much advertising as I didn't had to claim anything so far and I can't say how easily they leave out the money. Just wanted to show up options.
guillainevib 11 years ago
Neil,
I've always used Pantaenius in Plymouth. Definitely not the cheapest, but one of the swiftest payers in the business, very international and will offer cover, by arrangement, for different areas as you pass through them. They quoted me £160 3rd party, no survey with a picture for an A24. This gives me £2 million 3rd party cover, plus other stuff for personal injury and covers all coastal UK up to 200NM offshore, plus Northern Europe with some caveats which I forget. It also includes full legal protection. The basic 3rd party premium was £100. They didn't bat an eyelid when I said I was entered in the 2010 Jester Challenge, and that I would be racing and cruising single handed regularly. It's the racing and single handed issues which have kept me with them for over 10 years.
I made a claim once and it was fully settled within 2 weeks. When you have just twatted someone else's property, it is very comforting to know that you will be able to make good any damage very swiftly. The guy who's car I dented with my dinghy visibly relaxed when he found out I was insured with pantaenius.
Please be assured that I have no interest in the company, just a very happy customer.
Nicki
Tocviria 11 years ago
thank you Santalars. I have sailed over many insurance companies, but I have settled down with Allianz, however a bit more expensive it is big and has an enormous reputation for when you really need. My former insurance was a company based in Gibraltar, that next year changed its residence to Uruguay and I searched Internet and as it also operated in England I read bad news of them, that would not pay claims so I played for the safest, though more expensive. I could not sail with my mind easy so I decided to go for the best I could get.Any ways thanks for your commentaries good sailing Antonio
Tocviria 11 years ago
Nicki . No doubt about Paentenius. So you are in the Jester Challenge, that is a great prowess.Have good luck and good weather for the "non race". I once spoke to Michael Richey and he helped me with my Hasler windvane, he made a part I needed, very nice man I guess you will meet him too. Antonio
guillainevib 11 years ago
Antonio,
Thanks. Still a couple of years away, but there is so much to do.
I have yet to meet Mike. He sounds great. A friend of mine here in the village I live in, is his nephew, Peter Richey, He is hoping that Mike will come here this summer and I will be able to meet him then. Sounds like he was very useful to you with the Haslar. I used one one to steer our boat to Feurteventura a few years ago. I really liked its strength and lightness and the way it is made.
Nicki
Tocviria 11 years ago
Nicki Yes the Hasler SP is very good. The engineering is very elemental. And not much that could break easily. It also steers very well. Is it still being made? Good luck
Antonio
rothwell_neil 11 years ago
An update on insurance quotes and results.
Curtis Marina, got back within a day, £180 but need a survey.
Hamburg Yacht Insurance haven't replied despite filling out the web form twice and e-mailing them.
Basicboatliability.com 3rd party no problem can book on-line no survey.
The best, Bishop Skinner, came back within the day, £136 fully comp, £100 excess, 3 million 3rd party, racing and cruising, no survey required simply recent photos.
Skykomish E29 Posted 11 years ago. Edited by Skykomish E29 (member) 11 years ago
That is really expensive quote from Curtis Marine! Bishop Skinner isn't bad but still more than I paid, perhaps your location makes a difference.

Do you think that if we all insured through Bishop Skinner we could just tell them to look at this web site for photos of our boats... Hahahah
Super Snoopy 050 11 years ago
My premium is £187 (£165 after millions of years no claims bonus!). Maybe my mooring in the Usk / Severn estuary is a contibutory factor. In addition, I'm only allowed on the water between April and October.
Eclipse 1 11 years ago
Nicholas George at Keswick 017687 76326
ask for a quote
Andrew Curry 11 years ago
Hi Guys

Just got my insurance renewal in from Bishop Skinner £216 and this is with no claims bonus. Think a call is needed in the morning to see if they are going to reduce this before i start to shop around.
busy home [deleted] 11 years ago
We should all get together ..on block.. and get a huge discount package .......?????
Daddsie 11 years ago
For the 9m, fully comp local racing cover (although they cover round the isl;and) £240.

Craftinsure do require a survey, but I would say with a survey you have peace of mind and if something does fail that was not picked up on the survey you can chase the surveyor!

I am pretty sure that you are expected to keep your vessel in a seaworthy state, if something fails, the insurer could refuse to pay up
Skykomish E29 11 years ago
Ron that would be one of the few advantages of forming a recognised assosciation, we could negotiate favourable terms with an insurance Company.
Tocviria 11 years ago
that sounds logical Daddsie, but what if even under the best of Surveys something breaks.Do you think the surveyor is liable?Maybe at the time of survey indeed breakage was reported as good, some weird things happen to metals , especially riggings where even bran new ones can fail? Could you still blame the surveyor?
Tocviria 11 years ago
hello aeolus , just sent you a letter home.Hope to fly the burgee this weekend thanks
rothwell_neil 11 years ago
Andrew, Bishop Skinner charged me £136 for first yera with no no claims, worth a call.
guillainevib 11 years ago
UPDATE.
Further to my previous comment about Pantaenius, they seem to have suffered a change of heart. They are refusing to insure 3rd party (all I ever have) outside of European and Mediterranean waters. This effectively means that , due to them only offering fully comp on boats with a value over £15K, they are refusing to insure small boats offshore. They have got cold feet at the Jester Challenge, as the person was obviously shuddering as I mentioned it.
I'm really peeved about this as, not only does it create yet another thing to deal with, but it is also a smack in the face for us small boat sailors.
Shame really.
Nicki
jturner2007 11 years ago
Nicki,

You mention the Jester challenge. Are you doing it?

James
guillainevib 11 years ago
James,
Yes that's the plan. I wanted to do the Azores one also, but as a full time house dad I just can't get the time. Both children will be in school by 2010 so there is more likelihood of there being time. You doing it?
Cheers,
Nicki
jturner2007 11 years ago
Nicki,
I've just answered my own question by looking on the Jester website. I'm signed up the the Jester Azores challenge this year - you don't fancy that too?
James

PS I may do 2010 too
guillainevib 11 years ago
I'd love to do the Azores, but see my previous post. :-)
I saw your name on the JAC entry list, but you really should get your name down for 2010. It would be a real race if we had 2 or more A24s. It would also be a real help to both of us to each other to bounce stuff off.
Nicki
jturner2007 11 years ago
Nicki,
I'll have to give it some thought. My girlfriend and I are refitting a 32ft steel ketch with the idea of heading for the horizon in 2010. It means I'll have to sell the Achilles but I do fancy doing the JC and giving my boat a proper farewell before I have to part with her.
Cheers
James
guillainevib 11 years ago
James,
Sounds interesting. Lucky man to have a sailing friendly partner. I am firmly alone on my boats!
I hope the refit works, but your idea of a farewell to the Achilles is sound. let me know how things pan out.
Nicki
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